When There's No Rainy Day Fund

Sometimes, despite your best made plans, there may be times when you need money quickly. Perhaps your boiler breaks, you have a burst pipe or you suddenly need some car maintenance. It's not always easy to find the money if you don't have savings and it's certainly not always easy to save up funds in anticipation of this. In the last few months we have had to call out an emergency plumber after a pipe burst in our bathroom and our fridge/ freezer also suddenly stopped working and so we had two unexpected expensive bills to pay in a short space of time. 

If you need money quickly one option is to consider a short term credit solution. Cash Lady work with trusted UK short-term loan providers to help you find the right loan for you. Many people apply for high cost short term credit solutions each year and with Cash Lady's high cost, short term credit index it is possible to observe monthly consumer trends by city. You can observe the average loan request of each city as well as average monthly income, the loan purpose and the top employers too. 

Remember, this is a short term solution and it is important to be responsible with the repayments in order to prevent long term debt. 

*Disclaimer: This post was written in collaboration. All opinions are my own